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Free CREDIT REPORT
You are entitled to receive one free credit report every 12 months from each of the nationwide consumer credit reporting companies – Equifax, Experian and TransUnion. This free credit report can be requested through the website link below, by phone or by mail.
Free Annual Credit Report
  
To request by phone or mail click here.
A history of paying monthly payments on time indicates to mortgage lenders that you are likely to make payments on your home regularly. Your credit history can also affect:
How much you will need for a down payment
How much money you can borrow
What interest rate you will pay
It's a good idea to get a copy of your credit report before you start looking at homes. Even if your credit has some problems or isn't the best it could be, there are things that can be done in a relatively short time to improve your credit score, and I can help you decide on the best lender who can get you the best loan possible.
A little effort now can save you thousands in the long run!
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